Originally Posted by
harryhk
im looking to switch from my BEA card to another card...
any recommendations would be appreciated!
i cant read chinese so i cant get the info from hongkongcard.com
im looking for the best conversion rate on spending... but i really need a VISA card. which is the best VISA card for the spending to AM conversion??
thanks in advance!!
If your annual Salary is $480000 or above, try to apply for
Citibank Premiermiles ($8=1 Mile for local spending and $4=1 Mile for Overseas Spending, no AM Conversion fee) (p.s: this card is
EXTREMELY STRICT in checking your
annual salary (12 Months), if the salary do not meet the threshold of $480000, they will definitely not approve the card)
If your annual salary between $250000 and $480000, try applying:
1.
Shacom (Shanghai Commercial Bank) Platinum Visa^ (1 mile per $8 spent for both local and overseas spending, AM Conversion fee: $10 per 1,000AM min $100)
2.
HSBC Platinum Visa^ ($2.78 per mile if you place all the 6x in
ONE SINGLE category, $250=1RC=15 miles for normal circumstances, $300 fee for a year's worth of redemption) (This card can also opt for the Citysuper card for enjoying up to 10% off in shopping in Citysuper)
3.
Fubon Platinum Visa^ (Local spending: weekdays and amt < 300: $12 / mile, weekends and amt > $300: $6=1 Mile, Plus SURE WIN 167 Miles (2000 pts) which you can participate
6 times a month; Overseas spending (other than spending in JPY/TWN/KRW): $3 / mile; spending in JPY / KRW: $1.5 / mile (Need to register
IN ADVANCE, 2 mths in a calendar year ONLY); TWD spending: $0.6 / mile, AM Conversion fee: $50/5,000AM min $250 max $500) [to 30 Jun 2014, not sure whether Fubon will renew their co-operation with Asia Miles] (This card needs a Very good grading in TU, at least TU grade = B)
If your annual salary is between $150000 and $250000: try applying
1.
CCB (China Construction Bank) eye Platinum Visa^ (1 mile per $2.14 for ONLINE overseas spending, 1 mile per $3 for ONLINE local spending / Transaction via
VISA PAYWAVE, 1 mile per $5 for overseas spending (need to join their flying club), 1 mile per $15 for local spending, AM Conversion fee: $50 per 5,000 miles AM min $100)
2.
BOC (Bank of China) Platinum Visa^ (any Co-Brand cards like: Sogo (can enjoy 5% off when shopping in Sogo department store), Henderson Land (can enjoy credit card Auto-pay for Management fee of any Henderson Land properties, with 2X points earned), Sino Club. These co-brand cards are also PLATINUM Visa), 1 mile per $15 spent (AM Conversion fee: $50/5,000 miles min $100)
3.
DBS Platinum Visa (1 mile per $15 spent locally, 1 mile per $5 spent on dining (not hotels, dept.stores, and clubs), AM Conversion Fee: $50 fee per 5000 mile redeemed)
If your annual salary is between $60000 and $150000: you can apply for
HSBC Gold Visa ($2.78 per mile if you place all the 6x in
ONE SINGLE category, $250=1RC=15 miles for normal circumstances, $300 fee for a year's worth of redemption)
^: can earn AM via bill payment