I am pleased to announce that I have finally become part of the 21st Century and am the owner of an iPhone 5s
Verizon started the $100 off a Smartphone of $199 or more last week, and I ran off to get one. I was on vacation, and hit a Verizon store while away

I figured it would be faster than waiting at my local store on a Sunday. It was - took less than 30 minutes ^^
I did not add texts to my plan, and have already sent a few that were "green" indicating they were not iphones. I looked at my usage and it's not showing any charges for texts. I used iMessage to send them. Perhaps they don't count.
Anyway, thanks for all the advice.