Originally Posted by
jiangning
I applied for Freedom in branch last weekend. It was denied due to short credit history. I called in Recon line, verified some info, and got the reply that they still could not override the initial decision. Any advice on what kind of things should be said on Recon line? I'm a student with Citi Forward and BOA Secured for more than 6 months, always pay bills on time. Thanks!
A student with no prior credit history cannot expect to be given THREE new credit cards in the first year of having a credit card. Be glad you have two, and wait a full year before applying again.