Do you want to call Chase and ask them to be your payment processor for running gift cards
I will tell you what will happen in that case

1. You will either be shut down upon first couple transactions or
2. Best case, you will get a hefty tax bill in the mail

If you are so annoyed about discussing MS then don't come here. Being an elitist jerk here will not help you anywhere, especially if you have nothing productive to share and just benefit from work of others
Not cool man