Originally Posted by
AlohaDaveKennedy
I would think BIG is in excess of a couple million points/miles a year or 25k cash back. That would likely be less than 20% of MSers. Those in that class are not blind to FT but they are not drawing circles and arrows.
Less than 2%. 90% settle for making minimum spend to get their signup bonuses. Of the rest, most can't or won't commit to what it takes to make 2+ million points a year in MS: putting a daily average of about $4K to $5K on their credit cards, and converting that merchandise to sufficient bank deposits in time to pay off their credit cards before the statements close.
Bottom line, MS is a nice side gig that works out really well when the rewards of MS are in line with your personal goals. But like most jobs, a few are amazingly good at it, and most are somewhere between mediocre and awful.