Originally Posted by microcosm

can you tell me about this rbc visa infinite competitor challenge? I have their avion but they made me open a VIP banking to avoid fee (already a customer so they said they cant give me FYF unlike TD). I assume they give you a equivalent of visa infinite cc when you show them your cibc/td visa infinite, but do they give you the bonus points, and most important part FYF if youre an existing client (cant close my rbc cc acc since its my oldest)

second i got denied first time ever for a cc, and it was marriotts, essentially i had done like 2-3 inquiries in past 1-3 weeks, so my question is chase harder to get cc from than cap1, if not, then do i need to wait 91 (business?) days with no inquiries on my equifax to get approved?

p.s. im the biggest idiot for forgetting to do chase marrriot first as i would of probably gotten approved for it before i did my other batch 2-3 inquiries in 1-2 weeks.