Originally Posted by
Cerenity
Yes. you can, and should, do that.
i just did a batch where i applied for 3 cards within a couple weeks. i hadnt applied for anything in 3 months, so i did Capital One IHG first, then i did the RBC competitor VISA Infinite match, then finally the AMEX Plat Air Miles. i think all 3 got approved immediately.
theres an Capital One RFD thread where a bunch of people mentioned that to avoid rejection, you need to make sure
1. 45 days since a C1 product
2. 91 days since ANY credit inquiry
personally i got this card because its a decent bonus , even factoring in the $120 fee. the earn rate is pretty shoddy (2 IHG pts per $ puts it around 1.5 cents per $) so i wouldnt use it regularly. the Plat Elite perk is a nice thing to have but not really a game changer. i most likely wont keep the card after 1st year.
can you tell me about this rbc visa infinite competitor challenge? I have their avion but they made me open a VIP banking to avoid fee (already a customer so they said they cant give me FYF unlike TD). I assume they give you a equivalent of visa infinite cc when you show them your cibc/td visa infinite, but do they give you the bonus points, and most important part FYF if youre an existing client (cant close my rbc cc acc since its my oldest)
second i got denied first time ever for a cc, and it was marriotts, essentially i had done like 2-3 inquiries in past 1-3 weeks, so my question is chase harder to get cc from than cap1, if not, then do i need to wait 91 (business?) days with no inquiries on my equifax to get approved?
p.s. im the biggest idiot for forgetting to do chase marrriot first as i would of probably gotten approved for it before i did my other batch 2-3 inquiries in 1-2 weeks.