Keeping in mind that the IHG PointsBreak list is not as stellar as it was in the past, I'm considering the IHG Rewards Club World MasterCard as my next card. It has 60,000 IHG points with first purchase. This will be (if I get it) my first fee card. I'm considering it because the $120 annual fee gets me the 60,000 points. I have reasonable flexibility and am hoping that with PointsBreak in a great location that will be good for 12 nights. That ends up being $20/night. Between now and vacation, I can add on extra nights for $35 if I do the cash and points cancellation trick.

I'm looking for your thoughts. I haven't found this as a no fee card or for higher points in the past. Either way, it seems like a more than decent deal to me. Maybe I should hold out though. Better to earn for cash stays? I've got two winter trips planned to warmer destinations and 100,000 Marriott points. 45K Best Western points left. About 600K airline points.

I've only just started looking into the benefits of hotel points (thanks JJJonah!) and was thinking I'd do a Marriott Platinum challenge just before vacation in December/January as a possibility in lieu of the IHG card sign up bonus. Combine that with hopefully a Marriott 'stay two get one free' promo and stagger check in check out with my husband. But overall, IHG seems to be better than Marriott Rewards. Stacking bonuses and all.

It's just a world of opportunity and I'm not exactly 'suffering' from TMI, but am looking for opinions nonetheless. I've messed up and missed a few opportunities over the last few months because I didn't do things right (not using a referral for Marriott Rewards for instance) so does anyone shake their heads sadly at me?

Two Marriott Rewards members. I haven't thought much about the cons/benefits of two IHG fee cards.

Oh, I've also got three kids. So my ideal plan is for two rooms. You know how it is...

Thanks much, NJD

If this is completely the wrong place for this, please feel free to move it. I'm looking for some Canadian Milesbuzz opportunities to maximize my options.