Originally Posted by kimmielou01

New(er) to churning, MS & Citi - been reading everything I can get my greedy hands on. Applied for my first Citi about 10 days ago, approved at $30K and just applied #2 for another $30K...sitting here trying to figure out the best way to spend $20K in a couple of weeks...Just buy a sh*tload of VGC's???? Have great access to WM, and several stores with $0-$500 VCG @ $4.95 ea. Have a new BB account -- Buy VCG's now and convert as am able? I do have the funds available for float. Will probably eat the $200 on each card but cancel before the second AF. Made a personal decision not to go for more cards 'till I fully convert the spend requirement on these two - trying to take measured steps. Thoughts???