Originally Posted by
emvchip
Re: Chase: Bank operations. They are planning to issue real chip and PIN cards, but most will have signature set to a higher priority if the current plan is carried out.
Re: Diners Club: It is based on conversations with technical operations and personal experience in a country that only uses C&S for credit cards.
As a former US President once said, "It depends on your definition of real chip and pin card." We and the banks seem to be arguing at cross purposes. So in the interests of clarity, let's try to agree on our definitions.
Suggestion. A real chip and pin card is one with pin verification as the #1 priority (offline or online doesn't really matter). A card with primary chip and signature verification perhaps called a hybrid card for short? (which is what I've been doing). A card without pin capabilities such as the Amex cards issued to US residents is chip and signature? (although even then there might be some questions as some cards that are advertised as pure chip and signature do work with the online cash advance pin in some pos situtions).
Any other suggestions so we can talk the same language?