Originally Posted by maddie5218

I know nobody can have a 100% yes or no answer to this, but I'm curious what you guys might think since Citi seems to be giving these bad boys out like candy.

My brother is going to be studying abroad in New Zealand from July-November and is trying to get a card that has no FTF and will give him at least enough miles to go from NZ to Bali.

I had suggested he apply for the United card from Chase because he would get both of those things. However, Chase has apparently recently upped their minimum credit line for this card to $5,000 because I have a card that was given a lower line than that and have friends who were given smaller lines than that as well. Chase didn't think he qualified to have a $5,000 limit, which I understand because he doesn't have much credit history.

Do you think there's any chance he would be approved for this card? I understand this one also has a $5,000 minimum, but they seem to give these out super easily. His CK score is 693. AAoA is 10 months. Oldest credit card is like 4-5 months old and is a Discover Student card. His AAoA is at that because of student loans that are older.

Thoughts?