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Thread: Plan of Attack for app-o-rama....
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Old May 14, 2014 | 3:14 pm
  #12  
RyanNYNJ
 
Join Date: Jan 2013
Programs: Total Rewards Diamond, Delta Gold, Starwood Gold, Mosaic
Posts: 237
Originally Posted by ibleed0range
It doesn't matter if you freeze IDA and ARS for US Bank. I would apply for Club Carlson first as you have planned to do.
In my experience it absolutely does matter. I have three cards with us bank. First one before freezing, denied at first, had to call in several times to get them to reconsider. Next two after freezing, instant approval.

No harm in freezing anyway.
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