Funny thing. Last Saturday I swiped my CSP on a CCB machine in Beijing. At the bottom of the slip says DCC offer "[ ]Accepted" (seems like something un-ticked), and the amount shows "RMB:238.00". The cashier told me he hit "decline" for the DCC prompt.

However, Chase just confirmed that the transaction was actually DCCed. This is the first time I stepped on a mine while stepping into unknown DCC field (have been DCC free with ICBC and BoC Starbucks machines so far).

So there you have it. The slip, the machine, and the cashier can be that deceitful.

I will try to request a chargeback when the statement comes out. Before, Chase just refund me the difference. Here the difference being $1, I think Chase would do the same thing.

My wife has experience working with CCB and she had told me 建行 in Chinese has the same sounding of 贱人 (.....), and CCB has pretty .....y pricing scheme for banking services compared with other banks in China. Now I am a believer of that.