When I originally applied, I had to send them a copy of my DL and proof of income but I believe they might want to match the address on the application and your credit report, so address on DL will not matter. JCB reminds me of a conservative bank outside the U.S. that verifies everything before they issue any credit and once approved, your CL is so ridiculously low that you can only use it for daily purchases, none of major or business purchases.