Sorry for the dumb question, not your typical CC churner. About to apply for #2. I get that Citi isn't enforcing their own T&C right now, and if you are approved for the second card you can get the 100K bonus again. But it seems to me like a lot of people in this thread who are on card #s 3, 4, etc and confirming that trend are pretty quick spenders - they'll hit the 10K within the first statement closing. I'm pairing this with a different app and I estimate I'll take closer to the full 2-3 months to meet the Exec spend. What are your guys thoughts on the risk of Citi starting to enforce the T&C at some point over the next few months, and am I safe if I applied today but hadn't met the spend by then?