Originally Posted by
medellinfein
Very interesting. ^ This is the first of ever heard of this happening, especially since we are talking about 2 completely different banks issuing the cards.
My offer was also pre-approved, I hit submit and I had an answer within about 5 seconds. Usually I have to wait for 20-25 before I get an answer from the computer, so I think they already have all our information, and just basically transitioned our cards at our request.