Need some advice from my fellow Canadian FT'ers - if this questions has been answered elsewhere please let me know. Mr prmetime and I are looking at one or two hotel program-based credit cards to provide us with some point accumulation for our travels. We primarily travel to Hawaii, Vegas and Europe at this point in time but would also be looking at other using this(these) cards in other parts of Canada, the U.S. and eventually Asia. We travel for personal trips 3-4 times per year. We are fine staying in 3-4 star hotels but would like to stretch our $ as far as possible. We would really appreciate any advice you have to offer. Thanks in advance.