Originally Posted by
Tuppins
AFT costs $4.50 per $500 MS'd, if you have access to a no fee ATM.
OV is $4.95 per $500.
I do not disagree that it's a bigger pain though.
From my calculation (not including the 1 free atm withdraw a month, $1.25 for ATM fee, because it is pretty hard to find a no fee ATM):
1k load, $3
1k withdraw ($3 + $3 + $1.50 (for the additional $200 to make it 1k) + $1.25 + $1.25 + .75 (for the additional $200 to make it 1k).
That's $13.75 per 1K MS.
1k for OV is 9.90.
Here is the PIA reasons:
1. withdrawing a wad of cash from the ATM.
2. depositing a wad of cash to a bank account.
3. with the ATM fees, etc, you will always have change or odd numbers in your account. Like 1394.25 or like 275.25, etc. There will always be some amount of money in the account that is not being used for paying bills etc.