Originally Posted by ukinny2000

A datapoint with the SPG Personal card (as there are still a couple of days left to apply):

. I previously had an SPG personal card which I closed about 15 months ago.

. I applied two weeks ago using chrome incognito via the link on the SPG website. The offer was for 10,000 points after first purchase, and an additional 15,000 points after $5,000 in spend within 3 months.

. The T&C of the offer had the "Welcome bonus offer not available to applicants who have or have had this product." line

After getting the card and doing the initial purchase, I got the 10,000 points.

In addition, I completed the minimum spend a few days ago and can confirm that I got the additional 15,000 points.