Thanks but that says for single or double entry a way around that would be to simply go back and forth between SPB and HEL and TLL, which will allow a 72 transit Visa, only neg is not being to book a hotel for 5 nights and pay only for 4 with pts

Since we will be staying at the W this time and our dates arent flex it doesnt bother us being locked in with them. 41K in pts for 5 nights late June is a steal ( pay 4 get 5th free and then a 35% reduction as a requalified Plat promo otherwise it would have been 90K) And the hotel emailed back they would send the support docs for a 6 night stay even thou the res is for only 5 nights at this time

So in our case if on our own w/o paying anything more if we cant get a 3 yr Visa, a 2nd Visa would be only $90 (140 - 30 for the letter via the site you mentioned and the extra $20 now for a 3yr over a 1 time visa means saving $50 now so the next Visa would cost 140 - 50 = an extra 90 and if we dont get back within 3 yrs we are ahead) Id rather pay the 160 for 3 over 140 for 1 time if possible

thanks for the link to that site!