I'm going to have to pay the loan origination fee either way right? I have two options 1. Accept the loan like normal. The loan will be applied first to my tuition and fees then what's left will be dd to my bank account for housing, etc. or 2. Pay off the tuition with my credit card shortly before the loan disbursement date. Then the full loan will be dd to my bank account and I can then use the money to pay off the credit card. Either way I will have to pay the origination fee right? Any other problems with scenario #2?