After spending 10 days back and forth I was denied a second time for the No fee card.
750 credit score roughly on all 3 reports, quite a few inquires >19.
Recent house purchase last September, and two app o ramas since. Have a current Green card downgraded from a platinum.
Really makes no sense, basically saying the risk exposure is high. Never have missed a payment in my life... Only risky thing would be the credit inquiries.
Dumb...