Originally Posted by
flyer4512
Why not just get 2 (or 4) Visas and 100k miles and avoid the AF on the Surpass ?.
If you are going to be staying at Hiltons, you need either the Surpass or the HH RES, for the instant Gold status. They both have AFs, 75 for the Surpass, 95 for the RES. But the RES doesn't have a foreign transaction fee. Which only matters f you intend to use it overseas, and will, you know, actually PAY for a room.
