Anybody know if Sparkasse is starting to charge their own Fx fee for withdrawals from their ATMs made with a US card?
For the past two years, I've been taking euros out at the Sparkasse ATM in DUS and it always posted as one transaction and no FX fee other that what the US bank charges. Just this past week, the same ATM, the same US card (Schwab) and I see two transaction posted. One for the transaction itself and another which is about 1% listed as ATM0020 MULTICURRENCY C ACQ ISA ... SS.
Schwab is saying this swcond charge is generated by Sparkasse.