I know that FIA was bought by BoA, and they are part of BoA.

So I was surprised in my recent call with BoA when they said I had very little history with them as I had the FIA Fidelity AMEX since I started establishing credit history.

For the purpose of CC apps, are FIA and BoA cards distinct entities? Will the BoA rep be able to see my FIA cards and vice versa?