Originally Posted by
Doctor of Credit
Then you're going to be better off with the fidelity amex that is a flat 2% cash back unless you're spending $44,450 a year or more on the Arrival to offset the annual fee by the extra 0.2% back.
With 4X Barclay Boost on Amex gift cards, that's not that hard to do.
If you use TripIt Pro, don't forget the free subscription there. It costs $49 although there are some coupons that bring it down to $29 or $39 at some points of the year. I love TripIt Pro and would totally pay for it, so I considering the Arrival a $50/year card (take average price of TripIt off).