FlyerTalk Forums - View Single Post - Same spending pattern on CC like $50x.00
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Old Apr 8, 2014 | 11:51 am
  #14  
silver6054
10 Years on Site
 
Join Date: Nov 2011
Posts: 1,945
Originally Posted by kingrat
I searched the forum but is there any advice regarding if I have the same spend pattern over and over like $504.95 every week or 5k every month will that cause the card to get cancelled?
I just ask what I would do if I wanted to detect MS in my customers, and while looking at multiples of various prices (503.95 VR, 504.95 GC and 505.95 seasonal GC or supermarket GC) might be a very first guess, it's pretty obvious that that is unnecessary.

My first attempt would be something like:

If more than 5 purchases above $400 in 5% categories per month for 3 or more months, then Investigate.

Now they don't appear to do this, but they certainly don't do multiples either.
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