I think it would be helpful to have a thread, probably with a wiki, that specifically deals with the dates that certain banks report credit utilization to the credit reporting agencies. Last month I resumed using a card issued by US Bank after a long period of inactivity, and now I'm dismayed to be reminded that it reports my credit utilization as of the first of the month. Had I remembered that, I would've taken care of it before hand.

Am I the only one interested in this specific topic?

I can get a list started based on my own experience, but would like to get input from other people.

Report as of statement closing date:
Chase
Citi
Amex
Barclay
FIA card services


Report as of another date:
US Bank (first of month)


There are many threads that discuss opinions about FICO scores and credit utilization, but none that hone in on the credit reporting dates in an easily accessible fashion:
http://www.flyertalk.com/forum/credi...-question.html

http://www.flyertalk.com/forum/credi...ilization.html

http://www.flyertalk.com/forum/credi...ilization.html

http://www.flyertalk.com/forum/credi...sing-date.html