Has anyone considered that maybe this was a tactic used by CVS to negotiate a lower fee from InComm? The CVS memo did give as a reason an increase in fees which made continued selling of VR via CC not worthwhile. After the dust settles and a comparison can be made between first and second quarter sales of VR, maybe InComm will be persuaded to strike a new fee arrangement which will be beneficial to both parties. Don't be surprised if the cash only policy gets reversed later in the year.