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Thread: [EXPIRED] Fee waived, US Airways Card, 30K + 10k @ anniversary
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Old Apr 1, 2014 | 8:12 pm
  #5208  
italdesign
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BTW,

Originally Posted by italdesign
Now if I can only figure out what makes the system detect people like me but not others like Happy
Originally Posted by Happy
Having credit profile somehow matches what Barclays would auto-approve card. That would mean, few applications in the previous 6 months, low utilization ratio, decent FICO, blah blah blah.
I was rejected without a hard pull. This would mean they rejected me before even considering util ratio, FICO, etc, right? From this I can only conclude the rejection was based on their detection of my existing card #1 but had nothing to do with my credit profile.
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