Our records indicate that you hold a REACH VisaŽ Prepaid Card issued by The Bancorp Bank, in cooperation with PreCash, Inc. This is a prepaid card and thereby not reported to any credit reporting agency. This is not an attempt to collect a debt. This letter is to notify you that The Bancorp Bank will discontinue all services in connection with these Cards, effective April 21, 2014. If your expiration date is prior to April 21 all services will be discontinued on your expiration date. Please review the information below to understand your rights and responsibilities regarding the Card.

Your account will close effective April 21, 2014 or on your expiration date whichever comes first. After this date, the Card will no longer be available for use. Any remaining positive balances will be refunded to you in accordance with the terms and conditions of your Cardholder Agreement, as further explained below. Value Loads cannot be made after March 21, 2014. After this date, you will no longer be able to load money onto your Card.

Direct deposits and re-occurring value loads will end March 21, 2014. If you have direct deposits or other re-occurring loads please make arrangements with your bank or payroll department to stop these from posting to your account as soon as possible. Please note that any direct deposit or re-occurring loads initiated on or after March 21, 2014 will be rejected with a notification that the account is closing.

Use remaining balances before April 21, 2014 or your expiration date whichever comes first. If your Card has a positive balance, you have until April 21 to bring your available balance to $0.00. If your expiration date is prior to April 21, we encourage you to bring your available balance to $0.00 prior to your expiration date. Your REACH Visa Prepaid Card may be used everywhere Visa debit cards are accepted. If you have any re-occurring debit charges that are assessed to your account, you should contact the merchant to provide them with another means of payment. We encourage you to use your remaining balance to avoid any additional fees on your account.

If there is a remaining available balance on the Card after April 21 you will be reimbursed by check sent in the name and address we currently have on file. Reimbursement checks will be issued as long as remaining balances exceed $1.00. Any reimbursement amount may be subject to additional deductions if there are any unresolved disputed items on your account. All other fees associated with the Card will remain, so please refer to your Cardholder Agreement for more information.

Thank you very much for using your Card. We sincerely regret any inconvenience this change may cause.

If you have further questions regarding this letter, please call REACH Customer Care at 866-331-3067.