Originally Posted by
sincera4565
Also, would the length of the card be a difference? I once saw a post in a random thread in FT stating that some CC company require 12 months usage before allowing the PC?
I downgrade at 11-12 months all the time. You can't upgrade to a higher fee card within the first year. I think this was part of one of the more recent pieces of legislation. It was intended to stop a fee from rising as sort of a bait and switch soon after someone applies.