Originally Posted by
tmiw
I have seen concerns though that chip and PIN is the first step towards zero liability going away. "You used your PIN, so obviously it was you who made the charge" type of thing. Wouldn't matter what the law said then.
But there would still be liability for phone/online transactions where neither PIN nor chip can be used. For in-person transactions with both chip and PIN, I do see them trying to limit the liability.