Well, I was going to wait to get this card until my Citi 5x card year ran out, but I realized it was silly to wait -- since this AMEX promo isn't actually limited to a year. After your reward year ends, you'd begin a new one (unless they change the terms and conditions, of course)! And I need to get started MSing the $6500 before I can effectively use it anyway. I don't plan to go crazy; I'll start slow and stop at 1x the credit limit. And try to gauge the continuing FR risk through this thread. No reason to get AMEX mad at me. I'd like to keep that relationship going.