Originally Posted by
cornellfOo
Why apply every month instead of in batches ever 90 days?
Also, did you try freezing your ARS & IDA for the USBank cards?
Nope, haven't tried to freeze ARS or IDA. I gave up on US Bank for now.
I think I apply every month because of 4 reasons.
1. I am anxious, and can't want.
2. New deals. I got in on the Barclay US Air 35k on first purchase, Alaska 50k, Amex Gold 50k, CapOne Venture 50k, AA 100k, etc.
3. Same banks. My two primary Banks that I apply for is Citi and Chase. I only have 1 AMEX, 2 Barclay, 1 Capital One. The rest are Chase (3 personal/2 business cards) and Citi (2 personal/1 business cards). I am planning to apply for another Citi/Chase next month.
That last reason is that I am planning a Europe trip for April 2015. I am trying to accumulate AA points and Hotel stays for 2 ppl.