Typically, I would say that if you can get an Amex credit card, you should be good for a charge card. They are typically more liberal with charge products. An agent on the phone may be able to give you advice as to the likelihood of being approved, although I would premise the conversation from the outset that you are not looking to sign up today, otherwise an agent may see you as a prospective client and have self interest in you going ahead with the application. I have read some horror stories of what TD staff have been doing to get applications through on their new AP cards.