Originally Posted by
birdhands
I think after 6500 in spend, it goes to 5% on everything.
Without Amex Blue and Citi TYP it would be a lot harder to make significant money at this, it seems.
I have an old AMEX BC card. For some reason I always thought the limit was 5% UP TO $6500, then 1% thereafter. But it looks like I am wrong. Here's what it says:
With your Blue Cash Card from American Express, you can earn up to 5% cash back at U.S. supermarkets, U.S. gas stations and select U.S. drugstores (Everyday Purchases) and up to 1% cash back on other purchases.
For your first $6,500 in purchases in a reward year, you will earn 1% on Everyday Purchases (5% thereafter), and 0.5% on other purchases (then 1%).
So if I read that correctly, after $6500 spend in a year, I'll get 5% CB on everything. How can that be? That seems way too good to be true. I guess I'm not a true MS'er yet to not have spotted this before on a card I've had for at least 4 years.