Originally Posted by
Reindeerflame
In that case, I would decline the opportunity, and have my spouse apply for a card, or get any needed SWA points through Chase Ultimate opportunities.
I typically don't pay renewal fees on any cards, except I continue to remain signed up for Starwood Amex.
Same here and I used to flip the SPG bus and personal to avoid the AF and get a new SU bonus.
Seems all Amex personal cards are one bonus per lifetime now so that is out.