Originally Posted by
tmiw
Two-factor authentication? It should be even easier to do now considering the prevalence of smartphones. For example, to log into Gmail from an unknown PC I grab a code from an app on my phone that changes every few minutes and enter it into a phone.
Good luck when you lose your phone far from a known PC and wish to disable your private Google account on the phone or access your account to attempt retrieving the phone...
Seriously though, a lot of people making payments don't always drag a phone along with them.