Originally Posted by
oohaahouch
if you have paid current payment - any payment u make will be applied to principal
if you have not paid current payment - partial payments will be held till they add up to monthly payment; once it hits monthly payment, it will be applied to MP then any overage goes to principal.
hope this helps/clarifies
Thanks for the help.
This may be a silly question, but do you know what date is the cutoff for a "current payment" for Wells Fargo? My payment currently gets auto-paid on the 1st of the month. Should I move that back so I can use Evolve, or can I pay the mortgage on say the 25th thru evolve?