I don't have 6.5K true spending per month, as I mentioned before, purchasing online GCs helps to meet the first $6.5K without much incurring opportunity cost.
For me personally, I'm not in a hurry to use BC yet, I'm still milking TY.
Originally Posted by
ericdabbs
That only sounds good in theory if you actually have true $6.5K to spend that month so that you can start cashing in on VRs at 5%. For me, I was able to scratch up about $3-3.5K in spending without having to sacrifice part of my first month's VRs to meet the $6.5K. If you wait for true spending to hit $6.5K, you will not get there quickly. What you described is ideal but probably not practical for most cases especially if you want to get started on buying VRs at CVS.