Originally Posted by aw82

Yes, you have to link a card to do online loads, and you can only have one card linked at a time. Reports show that the initial link (or swapping linked cards) is a bit of a PITA, requiring a phone call to complete.

Take away: pick one card and stick with it.

I opted to buy the temp card since there was no fee. I also felt like if that particular CVS would accept CC for purchase, they probably would for loads. I bought it before closing BB, so you could also look at it as a way to get an extra $500 MS (that you would just have to spend off of the temp card if you decided to not switch to Serve).