Originally Posted by
rwarrior
I'm just using CreditKarma and CreditSesame to get a ball park range. How do I get my "real credit" score? I'm assuming MyFico?
I used annual credit report last month and they just gave me a report...I didn't see any scores.
With those ball park scores should I be alright?
My bad. That indeed didn't give you the score. I once used the 7days trail from Experian to get their full report with the score.
I am definitely not a expert here but I can share my experience with you:
CreditKarma 720+
CreditSesame 740+
EX & TU: 734
EQ: 743
I just got instant approved for my AA Plat last week.
I also got instant approved for my SPG half an year ago when my score is around 710-720.
Just like the others said, I would suggest you to wait until the reports reflect that you have paid your cc in full and then proceed with your applications.
Hope this helps.
Pete