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Old Mar 6, 2014 | 1:31 pm
  #9  
sincera4565
10 Countries Visited20 Countries Visited30 Countries Visited10 Years on Site
 
Join Date: Dec 2013
Location: BOS
Programs: AA Gold, IHG Plat AMB, Hilton Gold, SPG
Posts: 157
Originally Posted by rwarrior
I'm just using CreditKarma and CreditSesame to get a ball park range. How do I get my "real credit" score? I'm assuming MyFico?

I used annual credit report last month and they just gave me a report...I didn't see any scores.

With those ball park scores should I be alright?
My bad. That indeed didn't give you the score. I once used the 7days trail from Experian to get their full report with the score.

I am definitely not a expert here but I can share my experience with you:
CreditKarma 720+
CreditSesame 740+
EX & TU: 734
EQ: 743

I just got instant approved for my AA Plat last week.
I also got instant approved for my SPG half an year ago when my score is around 710-720.

Just like the others said, I would suggest you to wait until the reports reflect that you have paid your cc in full and then proceed with your applications.

Hope this helps.
Pete
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