Originally Posted by
MrMosby
Right now my gut is saying something like this beginning to look like a decent strategy
CSP - Dining, Travel, Entertainment
Freedom - 5% Categories
Discover IT- 5% Categories
Amex Everyday/Amex BCP (Travel/Non-Travel) - Gas & Groceries
Amex Platinum - Travel Perks (if needed)
I've been trying to develop an easy, optimal strategy like this, too, and some other close friends with similar expense patterns.
Citi Executive - Business expenses (>40K, so 10K AA EQM)
Ritz Carlton - Personal/Family Travel, Hobbies, Gifts, .etc (>10K, so Marriott Gold)
Freedom - 5% Categories
CSP - Dining & Entertainment
SPG - Everyday spend
But I'd certainly be open to an Amex Everyday card instead of an SPG card, especially if it saves me the AF.
EDIT:
Originally Posted by
PainCorp
I still value the 5x I'll be getting on gas through Freedom (for at least the first three quarters)
For the Freedom this year, aren't gas stations only 5x for two quarters (Q1 and Q3)?