Originally Posted by
maksimfa
This is what is wrong with America. Absolutely zero sense of personal responsibility.
OP left cards in plain sight, did not load right away, and left the car unlocked.
Would you go to the ATM, take out $4500 in cash, throw it on your seat for folks to see, and leave the car unlocked?
Are you going to complain to bank that they gave you cash you requested and want them to eat the loss?
I hope the op can get it resolved with incomm, but otherwise this is the stupid tax.
Very well said.
This! Or the tuition paid to learn something called common sense.
I wish OP luck in trying to get this resolved - it would be a miracle that the thief or thieves, not clean out his cards already.
It is amazing how no one would treat real cash of even just a few hundreds carelessly, yet based on this type of threads that surfaces every few weeks, clearly when the cash is in the form of a plastic card, suddenly all the guards are let down... No wonder banks try their best to lure people use credit cards instead of cash...
Short of the co-operation between CVS and InComm, OP is pretty much SOL. Charge back is definitely NOT a viable option. OP received the goods he purchased. Period. Card protection excludes cash equivalent. Home owner insurance has a cap on cash equivalent and valuables, too. Certainly would not be in the $4,500 mark.
Dont forget, "Failure to exercise proper care to guard against theft, vandalism, blah blah blah" probably is somewhere in the fine print of Exclusion also.
Where is the common sense when it is needed the most?
Life has many lessons to learn, consider this is one of such expensive lessons which you would never forget.