Originally Posted by
jada135
i tried to do a ach pull with citi and was hit with a 25.00 fee and payment reversal so citi didnt take my payment.Has anybody tried to do a debit over the phone with citi?
I have recently decided to stop initiating ACH from the CCC side. Some issuers will charge a fee for failed ACH attempts. NS in particular are notorious for not honoring ACH debits for misspelling of names. For example if your name is John Andrew Murphy, NS has a habit of refusing ACH pulls if originated from John A Murphy Credit card account.
BP from third party is the best way. In most cases, it will be processed the next business day which is the same speed as ACH pulls by the CCC.