Just had a friend apply for the hilton card. She already had one hilton and one reserve card. She got both within last 70 days. When she called, they said she couldn't have more than 2 cards total. So she called again. This time she was told that she already had the hilton card and he knows that she wanted another card to just get the points again. So he didn't approve her. I told her to cancel one and wait a few days and call again. Anyone else having any problems? Are they cracking down on this? I have 3 hilton cards and 1 reserve card, and haven't had any problems. I also have an aa card.