Originally Posted by
Centurion
You could have triggered a "bust out fraud" alert. The crook over pays an account with a fake payment or nsf payment momentarily giving a higher credit line on a card, sometimes even higher than the credit card
Paid the amounts in full, no over pay. On one account was actually short by like 100 due to a pending charge that hadnt hit when payment went in
Were those billpay transactions also made from a bank account that you had not been using to pay American Express?
Same bank, different account. Family account not my personal one. I can see amex getting worried though i was more shocked they went right for the nuclear option of closing my accounts without so much as a simple phone call to me to ask about the payment.