Originally Posted by
arrek
Having now gotten 2 personal and 2 biz, I can say that personal cards approve fairly easily while biz cards require a call. That said, calls are fairly painless, and while I have gotten fairly low CLs (my business is a side job and only takes in about $4-5k per year), I've still gotten full miles posted within a couple weeks.
Thanks Arrek. Does sound like the confirmation calls aren't bad. Didn't receive one myself. But then I established an LLC and a biz checking account several weeks prior to applying. That was part of my strategy and something I'd been wanting and meaning to do for quite some time, outside of getting miles and points for a part-time biz.
Let me also confirm some advice I've read--that putting revenue of zero down can be ok when you're in a Startup phase. I used zero revenue for both the BOA biz card as well as a CitiBusiness AADvantage card I was approved for in the same app round.