Originally Posted by
FlyingExplorer
Citi Hilton HHonors Reserve (Visa Signature): 10X @ Hilton, no forex, => 4% return
Citi Hilton HHonors Visa Signature (Visa Signature): 6X @ Hilton, 3% forex => -1.6% return
CSP: 2.14X @ Hilton, 0% forex, => 4.28% return
Assumed values:
2cents/1UR
0.4 cents/1HH
Assume different point values and change the math accordingly. Something else to keep in mind is that UR points can be manufactured more cheaply than HH points.
Note that both the "HHonors Reserve" and the "HHonors Visa Signature" are Visa Signature CCs.
I think that's close enough to call CSP and Citi Reserve an even on Hilton spending. I have both cards and I would put it on the Reserve to get more HH points. Having the 1 weekend cert for $10K spend is nice but a weekend is 2 nights! I want to get at least 100K HH points per year to cover the 2nd night or maybe a 3rd night.